If you have one or more payment notes, this can be a major problem for those who want to take out an SMS loan. But something that is good to know is that although it can be difficult to borrow money, it is not at all impossible.
Where can you borrow?
There are a number of lenders who, in addition to lending money to people without complaints, have also chosen to lend to people who have payment complaints. That they have done this is because, first of all, there are many in this country who have payment remarks. This means that there is a sufficiently large market to make it worthwhile to enter. The second goal, of course, is to make money from lending to people with payment complaints.
The fact that they believe they make money by offering SMS loans to people with payment complaints is due to the fact that, as I said, there are many who have it and that not all of them have a bad economy at all. A payment note can be obtained from sheer carelessness which does not mean that you have a bad economy. It can also be a sign that you have poor finances, but since a payment note is on hold for three years, you can easily have the finances settled while the note is left.
The conclusion is that there are many who have payment notes that actually have a sufficiently good finances to be able to repay a loan taken. Then it should be said that there are no guarantees that these lenders will really approve an application if there are payment remarks. They will do a credit check and the grade they receive will include the payment notes. If the person who is only looking for sufficiently good finances otherwise, the positive things will be considered and thus the application is approved.
Find lenders who offer SMS loans despite payment remarks
If you choose to look at it strictly, an SMS loan is a loan that is applied for via the mobile phone. In fact, not many lenders are offering their customers to borrow in this way, which means that the options for you who want to borrow via mobile are limited.
If you instead want to take a regular micro loan that is exactly the same loan only that you apply through the web increases your options. A little further down in this article you will find a list of a number of lenders who offer their customers precisely micro loans despite payment concerns. You can also check out our department for loan comparisons, where we compare both micro loans despite payment remarks and SMS loans despite remarks.